Author: Tim O'Brien

Consider Long-Term Care Insurance?

Long-term care in the United States is a topic often avoided until it’s too late. Many individuals overlook the potential financial burden it poses, assuming that their savings or government programs will cover it. However, the reality is stark: long-term care can really drain your money and wipe out what you leave behind for your […]

Digital Assets in Estate Plan?

Estate planning has evolved in the last couple of decades beyond planning for disposition of traditional assets like real estate, vehicles, and heirlooms. Today, individuals possess an unprecedented number of digital assets, ranging from cryptocurrency and online accounts to digital photos and social media profiles. With this digital evolution, many, during their planning for the […]

Managing Risk in Small Business

Running a small business comes with many challenges, and one significant concern is navigating the complex nature of legal issues. From contracts to intellectual property rights, and employment matters to compliance regulations, the legal aspects of entrepreneurship can be daunting. However, with proactive measures and a solid understanding of potential risks, you can protect your […]

Estate Planning for Pets

How Can I Ensure My Pets Are Taken Care Of In My Estate Plan? Pets are more than just animals; they’re cherished members of the family. They bring joy, companionship, and unconditional love into our lives. As responsible pet owners, it’s only natural to want to ensure their well-being even after we’re no longer able […]

What Is Probate?

Probate is a term often heard in legal discussions, especially in the context of wills, estates, and inheritances. But what exactly does it entail? In simple terms, probate for decedent’s estates is a formal legal process that deals with a person’s will after they pass away. It confirms the will’s validity and appoints the executor […]

Living Will vs. Last Will?

In estate planning and healthcare decisions, confusion often arises between two legal documents with similar names – the Last Will and Testament (commonly known as a “Will”) and the Living Will. While both documents play crucial roles in different aspects of life, understanding the distinctions between them is essential for comprehensive planning. The Last Will […]

Can I have both a will and a trust?

When it comes to estate planning, many individuals often wonder whether they should have a will, a trust, or both. Both wills and trusts are important legal documents that serve different purposes in managing one’s assets and distributing them after death. However, it’s not uncommon for people to ask, “Can I have both a will […]

Difference Between Will and Trust

Planning for the future is a responsible step everyone should take, and part of that planning involves deciding how you’d like your assets distributed after you’re gone. Two of the most common tools for this purpose are wills and trusts. While both serve similar purposes, they have distinct differences. In this blog post, we’ll break […]

Must-Have Winter Documents

The holidays have (for the most part) wrapped up and winter break is about to come to a close. While all the parents are busy celebrating the kids going back to school, there is a crucial task to be done that is often overlooked: designating legal guardians for your minor children. Legal guardians are the […]

Understanding Estate Planning

Estate planning is an important process that involves more than just managing wealth; it encompasses decisions that impact an individual’s assets and liabilities both during their lifetime and after death. While many may associate estate planning with the wealthy, it is a valuable tool accessible to everyone. This comprehensive post, adapted from an Investopedia article […]